Best Travel Insurance Plan in India
Travel insurance is crucial for individuals and families, safeguarding against unexpected travel-related risks. A sudden medical or dental emergency in a foreign country can derail your plans and lead to hefty expenses. With the right travel insurance, you can avoid financial pitfalls and travel with confidence.
Find the Best Travel Insurance Plans
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What is Travel Insurance?
Our travel insurance plans offer comprehensive coverage for medical emergencies, trip cancellations, lost baggage, and more. Experience peace of mind knowing that you're protected against unforeseen events, whether you're traveling domestically or internationally. With easy online purchase options and 24/7 customer support, securing the perfect travel insurance policy has never been simpler. Embrace your adventures without worry; let us handle the rest!
Types of Travel Insurance Plans in India
Choose a plan based on your travel needs and frequency
Single trip travel insurance
Covers a single journey starting from departure until return, making it the perfect choice for occasional or infrequent travellers.
Multi-trip travel insurance
Provides annual insurance coverage for multiple trips taken within a year, making it highly convenient and beneficial for frequent travellers.
Student travel insurance
Coverage tailored for students studying abroad with additional education-related protection.
Senior Citizen Travel Insurance
Specialized insurance plans designed for travellers aged 60 and above, offering comprehensive protection against various health and age-related travel risks.
Domestic Travel Insurance
Provides coverage for various travel-related risks within India, including unexpected trip delays, baggage loss, and other unforeseen inconveniences during the journey.
International Travel Insurance
Comprehensive insurance protection for unexpected medical emergencies, hospitalization, & sudden travel interruptions worldwide, ensuring safety & financial security during international journeys.
Benefits of Travel Insurance
Explore the essential benefits of having travel insurance coverage.
Medical emergencies and hospitalization protection
Covers unexpected illness or accidental injury abroad, including hospital care, medical attention, and emergency healthcare expenses.
Trip cancellation or interruption insurance
Reimburses prepaid journey expenses if your trip is cancelled or interrupted due to covered emergencies like illness, accidents, or unexpected occurrences.
Delayed or lost baggage compensation
Compensates for essentials and personal effects when your checked-in bag is delayed, missing, or mishandled during transit.
Flight delay and missed connection cover
Coverage for additional costs incurred by prolonged flight delay or missed connection, including meals, accommodation, and re-routing.
Emergency evacuation and repatriation
Pays for immediate medical evacuation to the nearest facility and covers repatriation fees back to your home country in urgent medical conditions.
Personal accident cover
Pays you or your loved ones compensation if you sustain accidental death, disability, or severe injury abroad.
COVID-19 treatment coverage (depends on policy type)
Covers hospitalization, quarantine fees, and medical treatment costs for COVID-19, subject to the terms of your preferred policy.
What is not covered under Travel Insurance Policies
Travel insurance doesn't cover pre-existing conditions, unlawful acts, war, self-inflicted injuries, risky sports, or losses from negligence and misuse
Breach of Law
Claims arising due to engagement in illegal actions, criminal acts, or transgression of regional laws while abroad.
Consumption of Intoxicant Substances
Claims arising due to consumption of alcohol, drugs, or other intoxicant substances are not covered.
Pre existing diseases
Charges for known or pre-existing ailments, unless clearly included by way of an add-on, are not covered.
Cosmetic and Obesity Treatment
Cosmetic surgeries, weight loss procedures, or procedures not medically required are not covered under travel insurance.
Self-Inflicted Injury
Claims due to intentional injury of oneself, suicide attempts, or deliberate injuries are not included in policy cover.
Policy Limitations
Some risks, adventure sports, high-risk activities, or conditions not specifically mentioned under the policy conditions continue to be excluded.
Simple & Quick Claim Process
We offer a fast, transparent, and convenient Travel insurance claim process in 4 easy steps:
Cashless Claim
Inform your insurer
Notify your insurer immediately after an incident.
Survey
Claim details are reviewed by the insurance company.
Fill the claim form
Submit the claim form and documents.
Approval Wait
The insurance company settles the bill directly.
Reimbursement Claim
Register the claim
Register the claim with your insurer.
Fill the claim form
Fill and submit the claim form with supporting documents.
Survey
The surveyor assesses the claim.
Approval Wait
After approval, you get reimbursed.
Frequently Asked Questions
Find quick answers to the most common questions about filing insurance claims.
Why should a resident buy travel insurance?
To protect against medical emergencies abroad, trip cancellation, lost luggage, passport loss etc.
Can I buy travel insurance after booking my ticket?
Yes, but to get full "trip cancellation" benefits, it's best to buy immediately after booking.
Do I need travel insurance for domestic trips within India?
It's optional, but useful — covers emergency medical, theft, trip delays, and more even during domestic travel.
Does travel insurance cover pre-existing diseases?
Only if declared, and accepted by the insurer — with possible exclusions or waiting period.
What is "trip cancellation / interruption" cover?
If you cancel or cut short your trip due to unforeseen reasons (illness, family emergency), insurer refunds costs per policy.
Is coverage mandatory for certain countries?
Yes — e.g., Schengen / EU countries require minimum medical cover (usually €30,000) for visa approval.
Can travel insurance cover adventure sports (e.g. trekking in abroad)?
Only if you add the optional "adventure sports / extreme activity" rider.
What documents are needed to file a claim from abroad?
Policy copy, Medical reports and bills, Flight tickets, Police report for theft/loss, Passport copy
Is emergency evacuation / repatriation covered?
Yes — most international travel plans cover medical evacuation to India or nearest medical facility.
How soon should I notify insurer during a claim ?
Immediately — as soon as the event happens (hospitalisation, delay, loss). Delays may lead to claim rejection.
